Factors That Affect Driver’s Ability to Secure Cheap DUI Car Insurance Rates

cheapest car insurance with dui

While some insurers may not take a hard view of drivers involved in at-fault accidents while calculating premiums for coverage, almost all insurance providers will not ignore DUI/DWI convictions although the gravity of penalties could vary form company to company.

cheapest auto insurance with dui

Every insurance provider uses different parameters for judging risks posed by a driver who has been convicted for DUI/DWI offense. In addition, factors like driver’s age, gender, past driving history, car model, etc. could also play vital role for determining premium rates that are chargeable. To know more on the subject, fix an appointment with a local insurance advisor today!

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Know the Overall Costs of Getting Car Insurance after A DUI or DWI Offense

The harshest punishment for drivers, who drive vehicles under the influence of alcohol or drugs, is death. Besides, there could be many other repercussions, which may not be aware of, that are capable of running his financial and social life. To that effect, if you have been convicted for DUI/DWI offense, consider the following consequences.


  • Fines ranging from hundreds to thousands of precious dollars.
  • State may require you to undergo treatment program at your own expense.
  • Bear fees for reinstating of suspended license and for getting SR-22 certification.
  • Driver may also be handed imprisonment for a specified period of time or undergo probation.
  • DUI/DWI offender will also be responsible to pay costs incurred for all court related proceedings.
  • In the worst cases, offenders could be required to get ignition interlock devices installed in their cars.
  • The fees charged by attorney for handling your case to enable you in getting out of the problem can itself run into thousands of dollars.

These might only be considered as initial expenses for dealing with DUI/DWI offenses. The real damage by drunken driving conviction is the hike in insurance premiums for years to come.

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